Nicole Holofcener's third major film--"Friends with Money"--is like her "problem play." It's the one that doesn't really work. It's the one that earned just *qualified* praise from Roger Ebert. If you've seen "You Hurt My Feelings," then you recognize certain recurring sources of interest. Holofcener likes when a couple experiments with brutal honesty; for example, a man might tell his wife that her "ass looks fat." And the wife might say, "I'm not sure I needed to hear that. Just because you believe something, you need to say it? Do you need to hear that your breath stinks?" Holofcener also likes to consider well-intentioned behavior that actually seems to be destructive. In her new film, a son complains that his mother once demanded an inflated grade on a term paper. ("You're welcome?" says the mom. And the boy says, "I earned the bad grade I'd received. I needed to just accept that bad...